Personal Finances is a freeware home financial tool for users on the move. Designed to run both on the PC or from any USB flash drive, this program lets you keep transactions - earnings and expenses and see whether you live on a budget, or overspend. This program offers various reports to help you analyze the budget in all details and pick out unnecessary expenditure categories instantly.

The beauty of Personal Finances lies in its remarkable simplicity. Novice users can learn how to track budget much quicker than with full-featured budget systems. Making and maintaining the budget in this application is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and wallet. The second step is to set up categories. It will allow the user to categorize and sort income and expenses and review financial information in a meaningful way through graphs. The third step is to enter transactions, in other words, everything you earn and purchase, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

The user can review the financial position using the summary view of all transactions. This application helps to see whether you live within the money your make. You'll see how much money you have, how much you spend, how much is allocated to each family member and be able to determine the overspending categories to be slashed.

Personal Finances is freeware. Plus, there's another good benefit in the application - it can be run from any USB drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB stick into any PC and update or review the budget.