Mini Finance Calculator is a easy-to-use Finance calculator. It give you the ability to calculate the time value of money, interest rates, cash flow, and depreciation. Additionally, you can view, print, and save amortization schedules.

Pros: Mini Finance Calculator helps calculate financial indicators. It is possible to calculate time value of money, payment outgo based on interest rate and period of repayment, cash flow and depreciation.

The user interface has three main tabs depreciation, cash flow and date calculators. Under depreciation you are able to calculate a depreciation schedule. Straight line or sum of the years digits or a declining balance method can be used to arrive at the schedule. Time value of money and interest rate conversion are two sub divisions under the depreciation tab. Under time value of money you are able to calculate number of payment periods, interest rate, present value, future value and payment of loans. Interest rate conversion allows you to convert between nominal, effective and periodic interest rates.

Cash flow lets you calculate IRR or the internal rate of return, NPV or the net present value and NFV or the net future value. Under the date calculator tab you can find information about a specific date and calculate difference between two dates. You can view, print and save the schedules generated.

Cons: It could be difficult to use for first time users as not much help is available.

Overall: Once you understand what to calculate, this is a nice and easy one to use. Clearly a 4 star product.