It has the flexibility of creating different Loans and Savings types of accounts based on independent user requirement. one can define how loan and savings types of accounts behave and specify parameters for their functioning, with full integration into financial accounting, the user need not maintain separate accounting for members related and financial accounting related information. With this flexibility built into the system one can generate daily cash and bank books with consolidations of member receipts and payments. All this with the help of defining the hierarchy for the organization such as Branch, Center, Constituency, Member group and individual member. because of the user defined facility for "ADD and Delete" columns, complete customized reports can be generated. MIS reports generated enables you to take those important decisions across the table by viewing the reports in the normal format or graphical format. MICRO FINANCER thus gives you the utmost flexibility.