Debt-B-Gone is an application that helps create a debt payoff plan. It allows you to enter all your loans, including balances, interest, and monthly payments. Then produces a report schedule that will show how much to pay on each loan until your debt free. What's unique about that? The schedule is based upon which loans are costing you the most money and concentrates on paying off those first. Each month is laid out show you exactly what to pay and to who. No guess work.