The J&L Financial Planner is tool that allows you to create simple or complex fi nancial scenarios based on financial events through out your life. You create th e scenario based on your current financial status and future financial events. The J&L Financial Planner executes your scenario and displays the effects on you r net worth through out a selected time span. The output is displayed in a text format that shows the yearly effects on up to 50 accounts, including investment , tax free, retirement, asset and equity accounts. The output may also be prese nted with bar, line and pie graphs. The program can create a scenario based on mortgage, loan, withdrawal, deposit, and transfer events. Each event has an option to be adjusted yearly for inflat ion or a separate yearly adjustment rate. Each event can be applied to any of t he up to 50 accounts. The scenario is presented in a year by year text format.